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Getting the Most Out of Your Credit Cards
Credit cards don’t always have to be evil debt traps. In fact, with the right attitude and a good spending plan, credit cards can actually be great financial tools. Your credit card can help you enjoy...
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6 Tips for Traveling Abroad with a Credit Card
Back when I took my first international trip, most people took traveler’s checks, and converted them to local currency. While the traveler’s checks were protected, in the event of theft, once they...
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Secured Credit Card vs. Prepaid Debit Card: What’s the Difference?
When you are trying to rebuild credit, finding the means to help you establish a better credit history can be tough. It’s hard to qualify for loans, and even some credit card companies are reluctant...
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Why Credit Cards Impact Your Credit History so Greatly
One of the common pieces of advice given to those who want to build their credit history is to get a credit card. This is because credit cards are well-known for being a fast way to build a credit...
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Taking Advantage of a Cash-Back Deal
In this guest post from JoeTaxpayer.com, Joe is sharing how he maximizes the rewards of a specific credit card he uses in a creative way. A few months back I came across a credit card offer that was...
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What’s the Big Deal about a Credit Card Balance Transfer?
Chances are that you have heard about balance transfers. You can move your balance from one credit card to another. But what’s the big deal? Why would someone choose to move their credit card balance?...
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When it Makes Sense to Pay an Annual Fee on Your Credit Card
In most cases, the conventional wisdom on credit cards is to avoid paying an annual fee. An annual fee, that you pay for the privilege of borrowing money, seems like a terrible idea to many people....
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How Much are Credit Cards Costing You?
One of the best things you can do for your finances is to be realistic about the cost of credit cards. Unfortunately, too many of us believe that a credit card limit represents “our” money. However,...
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Don’t Let Credit Cards Take Over Your Holidays
One of the best things you can do for your finances is remember the cost of credit cards. It’s important to understand that some credit cards cost quite a lot — especially if you carry a balance. And...
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Virtual Credit Card Numbers: Protect Your Information
There’s no doubt that credit cards make certain purchases much easier to complete — especially with the rise in online shopping. However, there are concerns about the security involved with credit...
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Cost-Efficient Vacation: Use Your Credit Card
When I travel, I like to use my credit card. Credit cards are great for travel because they come with a certain level of fraud liability protection. Plus, they can be used almost anywhere you go, and...
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Are Rotating Category Rewards Really that Great?
In recent years, one of the biggest trends in credit card rewards has been the rotating category cards. These credit cards feature programs that pay 5% cash back — as long as you spend in certain...
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How to Negotiate with Your Credit Card Issuer
Do you wish you had a lower interest rate on your credit card? What if you don’t want to pay an annual fee? Just because the credit card issuer says that something is part of the terms doesn’t mean...
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Masked Credit Cards: Beyond the Virtual Credit Card Number
One of the ways that you can protect your sensitive financial information online is to use a virtual credit card number. This type of transaction allows you to avoid sharing your real credit card...
View ArticleHow to Find a Better Secured Credit Card
One of the ways that you can rebuild your credit is with a secured credit card. Using a secured credit card can help you establish a better financial reputation if you have made a few mistakes, or even...
View ArticleHow to Qualify for the Best Credit Card Signing Bonuses
Now that economy is picking up a bit and consumers are a little more comfortable with credit again, many credit card issuers are stepping up their signing bonus offers. Forget about getting a signing...
View Article3 Reasons to Use Credit Cards Instead of Debit Cards
I almost never use a debit card anymore. I love using my credit cards because they offer me a number of advantages over debit cards. Of course, if you decide to use credit cards instead of debit cards,...
View ArticleStrategies for Ensuring Your Credit Card is Paid On Time
It’s probably happened to you at some point: A bill falls through the cracks. I know it’s happened to me — and more than once. Occasionally I’ll get busy and forget about a bill, or I’ll just be...
View Article5 Reasons Your Prequalified Credit Card Application Was Rejected
We’ve all received those credit card applications in the mail. The marketing packet tells you that you’re “prequalified” for a credit card offer. It seems like the perfect setup. You want a new card —...
View ArticleUsing a New Credit Card? What You Need to Know About EMV Chips
If your credit card issuer has sent you a new card recently, you might have noticed an addition: a little computer chip on the front surface. This computer chip is called an EMV chip, and it represents...
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